Retirement Savings Calculator
Plan your retirement with our comprehensive calculator. Analyze 401(k), IRA, and pension options to ensure you're on track for a comfortable retirement.
Retirement Planning Inputs
Retirement Readiness
Excellent! You're on track for a comfortable retirement.
Retirement Income Goal100%
$1,677,744.633
Total at Retirement
$5,592.482
Monthly Income
35 years
Until Retirement
$249,961.654
Total Contributions
Retirement Savings Growth
- Total Balance
- Total Contributions
Savings Breakdown
Personal Contributions
$249,961.654Employer Match
$105,795.504Investment Growth
$1,296,987.475Starting Balance
$25,000Retirement Strategies & Recommendations
Increase Monthly Contributions
medium
Consider increasing your monthly contribution by $100 to accelerate your retirement savings.
Additional retirement savings: $76,871.387
Consider Roth Conversions
medium
Converting some traditional retirement funds to Roth can provide tax-free growth and withdrawals in retirement.
Potential tax diversification and estate planning benefits
Diversify Your Portfolio
medium
Ensure your retirement portfolio is well-diversified across different asset classes and geographic regions.
Reduce risk while maintaining growth potential
Key Retirement Planning Tips
- Start early - compound interest is your best friend
- Always contribute enough to get the full employer match
- Increase contributions when you get raises
- Consider tax diversification with Roth accounts
- Don't forget about healthcare costs in retirement
- Review and adjust your plan annually